Your Money – Bits & Basis Points

A Money Coach at the Kitchen Table: ChatGPT Connects to Your Bank — Now What?

October 15, 2026May 26, 2026 by Marius A. Holzer, CFA, CAIA, CIPM

ChatGPT can now read your bank, card and brokerage accounts and act as your money coach. It is impressive, convenient, and not a fiduciary. What changed, and what to check before you click “connect.”

The Invisible Tax Stealing Your Retirement

October 15, 2026July 1, 2025 by Marius A. Holzer, CFA, CAIA, CIPM

A 1.8% fee on my first retirement statement looked harmless in 1998. Over 30 years, a fee like that can take around 40% of your final wealth. Here is where to look for it.